Solutions / Wallets & fintech apps
Wallets & fintech apps
Accounts, wallets and conversion for your users.
Give individuals and businesses multi-currency accounts, stablecoin wallets and conversion — integrated into your app, or launched as an app under your brand.

Usually needs
- Local Accounts & CollectionsNamed details, deposits, own-name withdrawals.
- WalletsCustodial stablecoin wallets.
- ConversionFiat–stablecoin with itemised fees.
- Compliance & OperationsVerification and the operations dashboard.
Usually keeps its own
- Nothing by default — choose per user type
Every scope is confirmed with you. Examples on this page are illustrative and do not describe any particular client.
Typical flow
From sign-up to first conversion.
Sign up and verify
Individual or business.
Add money
From an account in the user's name.
Hold and convert
Fiat and stablecoins.
Withdraw
To the user's own account or wallet.
Delivery
Your app or ours.
Integrate the modules into your existing app, or launch a white-label app and operations dashboard. Scope and timing are agreed in writing.
Operating arrangement
Usually through our partner network.
Each regulated service comes from the licensed partner for your users' region. Access does not give you a licence.
Availability
What applies to this solution.
- White-label app and operations dashboardAvailableConfigured for each programme during onboarding.
- Named receiving details, deposits and own-name withdrawalsFor approved programmesEUR, GBP and USD for approved programmes. Currencies, account details and payment features are enabled per account and market.
- Custodial stablecoin walletsFor approved programmesSupported assets and networks confirmed per programme.
- Fiat–stablecoin conversion with platform liquidityFor approved programmesRates and fees itemised per trade.
- Customer collections and supplier payouts for approved business accountsFor approved programmesAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
Questions
Good to know.
Is NovaPayx what we get?
NovaPayx is one product built on Axora. Your product, brand and module choice are your own.
Can we serve EU users?
Yes, through an EU-authorised provider — our EU-authorised partner in the licensed partner network, or your own EU authorisation if you hold one. Confirmed during scoping.
Tell us what you want to build.
Share your business, your users, their locations and the modules you need. We will propose a scope, delivery approach and operating arrangement.