Licensed partner network
One platform. The right licensed partner for every service.
Axora connects accounts, ramps, payments, custody and liquidity from a network of licensed partners into one platform. For each service and each end-user region, the regulated service is provided by the partner licensed for it — so you integrate once instead of contracting market by market.
Licensed partners
Regulated services, by region
Banks, e-money and payment institutions, money services businesses and crypto-asset service providers. Each provides the regulated service it is licensed for, in the regions it covers, and holds the customer money or assets for that service.
Axora platform
One integration on top
Routing, ledger, verification workflows, reconciliation, the operations dashboard, APIs and white-label apps. Axora selects the partner for each service and region and keeps one record across all of them.
Your business
Your product and your users
Exchanges, wallets, payment companies, OTC desks, licensed institutions and business platforms, serving individuals, businesses or both.
Who provides each service
The same platform, with or without your own licence.
Your licences decide which services you provide yourself. They do not decide which modules or delivery you choose.
| Through our partner network | With your own licence | |
|---|---|---|
| For | Businesses without the licences for the services they offer | Licensed institutions running their own programme |
| Regulated services | Provided by the licensed partner for each service and end-user region | Provided by your institution within its permissions; services and regions your licence does not cover can come from our partner network |
| End users | Onboarded and verified to the partner's requirements, which cannot be waived | Your own approved controls, or Axora tooling where approved |
| Accounts and assets | Held by the partner providing the service, with each client's and end user's claims recorded | Your own approved accounts and wallets |
| Conversion and liquidity | Platform liquidity, routed for the best available execution | Your own inventory or provider, or Axora liquidity |
| Licence | Access does not give you a licence | Your licence, after admission |
| Timing | Agreed during onboarding | Requires partner approval; no guaranteed timeline |
The partner providing each service, and its terms, are shown to end users before that service is activated. See legal entities.
Coverage
What the network covers today.
| Product | InternationalEligible countries outside the EU/EEA and the United States | EU / EEAThrough an EU-authorised crypto-asset service provider | United StatesThrough the applicable US provider, by state and service | Asia-PacificSingapore, Hong Kong and other supported markets | Latin AmericaMexico, Brazil and other supported markets |
|---|---|---|---|---|---|
| Multi-currency accountsNamed receiving details, balances held in each currency, conversion on demand | AvailableEUR · GBP · USD | ActivatingEUR · USD | PlannedUSD | Coming soonSGD · HKD · MYR and more | PlannedMXN · BRL |
| Business accountsCollect from customers and pay suppliers, in more currencies, after review | Coming soonEUR · GBP · USD · CAD · AUD · SGD · HKD · CHF | Not offered | Not offered | Coming soonSGD · HKD | PlannedLocal collections |
| On- and off-rampsFiat in, stablecoins out, and back, at a confirmed quote | AvailableEUR · GBP · USD ⇄ USDT · USDC | ActivatingEUR ⇄ stablecoins | PlannedUSD ⇄ stablecoins | Coming soonSGD · HKD and more | PlannedMXN · BRL ⇄ stablecoins |
| Global PaymentsPay from stablecoins or currency balances; recipients receive local currency | Coming soon60+ payout markets | Not offered | Not offered | Coming soonLocal payouts across Asia | PlannedLocal payouts |
| Wallets & custodyCustodial stablecoin wallets with deposits and withdrawals on supported networks | AvailableUSDT · USDC | ActivatingSupported crypto-assets | Planned | Coming soon | Planned |
| Liquidity & executionBest-price execution across liquidity venues, for client inventory or platform liquidity | Available | Activating | Not offered | Coming soon | Planned |
EU/EEA
EU end users need an EU-authorised provider.
Crypto-asset services for end users in the EU/EEA must be provided by a crypto-asset service provider authorised in the EU.
- Through our partner networkProvided by our EU-authorised crypto-asset service provider partner, for EUR accounts, on- and off-ramps and custody.
- Institution with its own EU authorisationA licensed institution authorised as a crypto-asset service provider in the EU can serve its EU/EEA end users under its own authorisation, subject to programme admission and approval by our banking and custody partners.
- Institution licensed only outside the EUA licence held outside the EU does not by itself cover EU/EEA end users. Crypto-asset services for those users can only be provided through an EU-authorised provider: our EU partner where it is available for the programme, or another approved EU arrangement.
Availability
Arrangements.
- Through our licensed partner networkFor approved programmesEach regulated service is provided by the licensed partner for that service and end-user region. Your access does not give you a licence.
- Independent institution programmeBy qualificationRequires approval by our banking and custody partners. There is no guaranteed timeline.
Tell us what you want to build.
Share your business, your users, their locations and the modules you need. We will propose a scope, delivery approach and operating arrangement.