Solutions / Cross-border payments & trade
Cross-border payments & trade
Collect, convert and pay out for your customers.
Run a remittance or payments business on Axora: collect funds, convert where the recipient needs another currency and pay beneficiaries' bank accounts and wallets. Routes, currencies and customer scope are configured for your programme.
Usually needs
- CollectionsNamed receiving details and approved third-party collections for business end users.
- Stablecoin fundingSenders pay from stablecoin or currency balances; conversion sits inside one quote.
- Local-currency payoutsRecipients receive local currency in their bank accounts, route by route. See routes
- RecordsStatus and references for each payment.
Usually keeps its own
- Consumer wallet app
- Card programme
Every scope is confirmed with you. Examples on this page are illustrative and do not describe any particular client.
Typical flow
A cross-border payout.
Sender funds
From a stablecoin or currency balance.
Quoted
Rate, fees and local amount in one quote.
Paid out locally
Into the recipient's bank account.
Reconciled
Status and references recorded.
Delivery
API and operations dashboard.
Payment platforms usually integrate by API and operate in the dashboard. Scope and timing are agreed in writing.
Operating arrangement
Third parties need approval.
Third-party collections and payouts are enabled after review for specific counterparties and currencies.
Availability
What applies to this solution.
- Customer collections and supplier payouts for approved business accountsFor approved programmesAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
- Pay from stablecoins or currency balances; recipients receive local currencyComing soonThe recipient is paid in local currency into their bank account through a supported local payment method. Destinations and recipients are shown in your account when available.
- Named receiving details, deposits and own-name withdrawalsFor approved programmesEUR, GBP and USD for approved programmes. Currencies, account details and payment features are enabled per account and market.
- More account and payment currencies, with local or SWIFT paymentsPlannedPlanned: receive, hold, convert and pay in more currencies. Indicative examples, confirmed for each currency. No launch date.
Questions
Good to know.
Which countries can we pay?
Routes are activated one by one. We confirm the destinations, currencies and recipient types available to you during scoping.
Can senders pay from stablecoins?
Yes, where the route is enabled for your programme: the sender pays from a stablecoin balance and the recipient receives local currency in their bank account.
Can individuals send to others?
Where the route allows it and your programme is approved for it. Own-name rules apply to own-name deposits and withdrawals.
Tell us what you want to build.
Share your business, your users, their locations and the modules you need. We will propose a scope, delivery approach and operating arrangement.