Coverage
Local accounts. Global payments.
Give your customers multi-currency accounts with local collections and payouts, and pay recipients around the world in local currency. What is available depends on your programme.
Global Payments
Send stablecoins. They receive local currency.
Let your users pay people and businesses in 60+ payout markets from a stablecoin or eligible currency balance, with conversion and payout in one quote. Recipients are paid in local currency and need no crypto wallet. Payout markets are separate from account currencies.
60+ marketsComing soon
Send stablecoins and recipients receive local currency, through a partner payout network covering 60+ markets. Real-time and same-day delivery on supported routes.
Europe
- EURSEPA
- GBPFaster Payments
Americas
- USDACH · Fedwire · RTP · FedNow
- CAD
- MXNSPEI
- BRLPix · TED
- ARS
- CLP
- COPACH · PSE
- PEN
Asia-Pacific
- AUDNPP
- INR
- JPY
- THB
- KRW
Middle East and Africa
- AEDIPI
- GHS
- NGN
- RWF
- ZAR
- UGX
- ZMW
Payout destinations and local payment methods.
Platform coverage
Every product, every region, one status.
What end users in each region can use through the Axora platform. Each regulated service is provided by the licensed partner for that service and region.
| Product | InternationalEligible countries outside the EU/EEA and the United States | EU / EEAThrough an EU-authorised crypto-asset service provider | United StatesThrough the applicable US provider, by state and service | Asia-PacificSingapore, Hong Kong and other supported markets | Latin AmericaMexico, Brazil and other supported markets |
|---|---|---|---|---|---|
| Multi-currency accountsNamed receiving details, balances held in each currency, conversion on demand | AvailableEUR · GBP · USD | ActivatingEUR · USD | PlannedUSD | Coming soonSGD · HKD · MYR and more | PlannedMXN · BRL |
| Business accountsCollect from customers and pay suppliers, in more currencies, after review | Coming soonEUR · GBP · USD · CAD · AUD · SGD · HKD · CHF | Not offered | Not offered | Coming soonSGD · HKD | PlannedLocal collections |
| On- and off-rampsFiat in, stablecoins out, and back, at a confirmed quote | AvailableEUR · GBP · USD ⇄ USDT · USDC | ActivatingEUR ⇄ stablecoins | PlannedUSD ⇄ stablecoins | Coming soonSGD · HKD and more | PlannedMXN · BRL ⇄ stablecoins |
| Global PaymentsPay from stablecoins or currency balances; recipients receive local currency | Coming soon60+ payout markets | Not offered | Not offered | Coming soonLocal payouts across Asia | PlannedLocal payouts |
| Wallets & custodyCustodial stablecoin wallets with deposits and withdrawals on supported networks | AvailableUSDT · USDC | ActivatingSupported crypto-assets | Planned | Coming soon | Planned |
| Liquidity & executionBest-price execution across liquidity venues, for client inventory or platform liquidity | Available | Activating | Not offered | Coming soon | Planned |
Account and payment currencies across the network.
Available
- EUR
- GBP
- USD
- USDT
- USDC
Coming soon
- CAD
- AUD
- CHF
- SGD
- HKD
- JPY
- CNH
- MYR
- AED
- INR
Planned
- MXN
- BRL
- ARS
- COP
- CLP
- PEN
Accounts and payments
Multi-currency accounts and payments, through one integration.
Give your customers account details to receive, balances to hold, conversion, and local and international payments through your platform, with more currencies on the roadmap.
Available now
AvailableReceive locally, hold balances, convert and pay out by bank transfer.
- EUREuroSEPA Credit Transfer · SEPA Instant—
- GBPPound sterlingCHAPS · Bacs set up on requestFaster Payments · CHAPS · Bacs—
- USDUS dollarSet up on requestACH · Same Day ACH · Domestic wireInternational wire
Planned expansion
PlannedMore payment methods, international payments and new currencies.
- EUREuro—SWIFT
- GBPPound sterling—SWIFT
- SGDSingapore dollarFAST—
- CADCanadian dollarEFT · Interac e-Transfer · Domestic wireInternational wire
- MXNMexican pesoCredited as stablecoinSPEI—
- BRLBrazilian realCredited as stablecoinPix—
- COPColombian pesoCredited as stablecoinBre-B · Local bank transfer—
More currencies for accounts and payments are on the roadmap.
- AED
- AUD
- CHF
- CNY
- HKD
- JPY
- NOK
- NZD
- PLN
- SEK
- ZAR
Available features, currencies and payment methods vary by location and programme. See currency details and programme terms. Currency details
How incoming funds are handled
PlannedKeep supported fiat balances and convert on request, or use automatic conversion or routing where enabled, configured per programme through the API or white-label app. Expanded currency coverage and conversion preferences are planned; available options will depend on the currency and programme.
Where a currency settles automatically in a stablecoin, end users see that before they use it, and hold the stablecoin, not a balance in that currency. Currency details
Currency details
Account details, payment methods, what end users hold, who can pay them and the limits for each currency, as end users see them. Planned services are confirmed when they launch.
EUREuroAvailable
- Account details
- IBAN
- Local methods
- SEPA Credit Transfer — receiving and sending · Available
- SEPA Instant — receiving and sending · Available
- International
- SWIFT — receiving and sending · Planned
- End-user balance
- Held as a euro balance. Convert when you choose.
- Payers
- Personal accounts: money from accounts in your own name. Approved business accounts: also payments from customers.
- Good to know
- International payments in and out by SWIFT in more currencies are planned. Eligible profiles and beneficiaries are confirmed when they launch.
GBPPound sterlingAvailable
- Account details
- Sort code and account number
- Local methods
- Faster Payments — receiving and sending · Available
- CHAPS · Set up on request
- Bacs · Set up on request
- International
- SWIFT — receiving and sending · Planned
- End-user balance
- Held as a pound balance. Convert when you choose.
- Payers
- Personal accounts: money from accounts in your own name. Approved business accounts: also payments from customers.
- Good to know
- CHAPS and Bacs are set up depending on your account; which you can use, and for which direction, is shown in your account.
- International payments in and out by SWIFT in more currencies are planned. Eligible profiles and beneficiaries are confirmed when they launch.
USDUS dollarAvailable
- Account details
- Account and routing number
- Local methods
- ACH — receiving and sending · Set up on request
- Same Day ACH — receiving and sending · Set up on request
- Domestic wire — receiving and sending · Set up on request
- International
- International wire — receiving and sending · Set up on request
- End-user balance
- Held as a US dollar balance. Convert when you choose.
- Payers
- Personal accounts: money from accounts in your own name. Approved business accounts: also payments from customers.
- Good to know
- US dollar account details are set up on request, depending on your profile. Which payment methods you can use is shown in your account.
SGDSingapore dollarPlanned
- Local methods
- FAST — receiving and sending · Planned
- End-user balance
- Planned as a Singapore dollar balance.
- Payers
- Eligible profiles and payer types are confirmed at launch.
- Good to know
- Receiving and sending Singapore dollars by FAST are planned.
- Eligible profiles and markets are confirmed at launch.
CADCanadian dollarPlanned
- Local methods
- EFT — receiving and sending · Planned
- Interac e-Transfer — receiving and sending · Planned
- Domestic wire — sending · Planned
- International
- International wire — sending · Planned
- End-user balance
- Planned as a Canadian dollar balance.
- Payers
- Eligible profiles and payer types are confirmed at launch.
- Good to know
- EFT and Interac e-Transfer are planned for Canadian dollars, with domestic and international wires for sending.
- Some methods may be available for payouts only, and collecting by EFT can depend on the type of business. Which methods apply to your account, and whether details are issued in your own name, are confirmed for each route.
MXNMexican pesoPlanned
- Local methods
- SPEI — receiving and sending · Planned
- End-user balance
- Settles in a supported stablecoin, converted automatically when the payment arrives. You hold the stablecoin, not a balance in the local currency.
- Payers
- Payments from you, from businesses and from other individuals. Payments from other individuals are subject to a volume limit of MXN 15,000.
- Good to know
- Sending Mexican pesos to local bank accounts is planned, paid from a supported stablecoin balance. You do not hold a peso balance.
- Who can use a route follows its own eligibility requirements.
- Receiving is not available to customers in the EU.
- Whether receiving details are in your own name, and which stablecoins can be chosen, are confirmed for each route at launch.
- The rate and fee of the automatic conversion are shown on each deposit.
BRLBrazilian realPlanned
- Local methods
- Pix — receiving and sending · Planned
- End-user balance
- Settles in a supported stablecoin, converted automatically when the payment arrives. You hold the stablecoin, not a balance in the local currency.
- Payers
- Payments from your own account or from businesses. Payments from other individuals are not supported.
- Good to know
- Sending Brazilian reais to local bank accounts is planned, paid from a supported stablecoin balance. You do not hold a real balance.
- Who can use a route follows its own eligibility requirements.
- Receiving is not available to customers in the EU.
- Receiving deposits as an individual requires a Brazilian CPF; further route requirements apply.
- Whether receiving details are in your own name, and which stablecoins can be chosen, are confirmed for each route at launch.
- The rate and fee of the automatic conversion are shown on each deposit.
COPColombian pesoPlanned
- Local methods
- Bre-B — receiving and sending · Planned
- Local bank transfer — sending · Planned
- End-user balance
- Settles in a supported stablecoin, converted automatically when the payment arrives. You hold the stablecoin, not a balance in the local currency.
- Payers
- Payments from your own account or from businesses. Payments from other individuals are not supported.
- Good to know
- Sending Colombian pesos to local bank accounts is planned, by Bre-B or local bank transfer, paid from a supported stablecoin balance. You do not hold a peso balance.
- Who can use a route follows its own eligibility requirements.
- Receiving is not available to customers in the EU.
- Whether receiving details are in your own name, and which stablecoins can be chosen, are confirmed for each route at launch.
- The rate and fee of the automatic conversion are shown on each deposit.
More account and payment currencies34 currenciesPlanned
Receive, manage balances, convert and pay in these currencies. Local or international (SWIFT) payment methods are confirmed for each currency.
Europe
- CHF
- CZK
- DKK
- HUF
- NOK
- PLN
- RON
- SEK
- TRY
Middle East
- AED
- BHD
- ILS
- JOD
- KWD
- OMR
- QAR
- SAR
Asia-Pacific
- AUD
- CNY
- HKD
- JPY
- NZD
- THB
Africa
- GHS
- KES
- MAD
- MUR
- NGN
- TND
- UGX
- ZAR
- ZMW
Americas and Caribbean
- BMD
- TTD
These 34 currencies are planned examples, not countries where accounts are opened, and are not yet approved for our service. Currencies, account details and local or SWIFT payment methods will be confirmed as each one launches.
Payment routes
Ways money leaves an account.
Routes that are coming soon are listed separately and cannot be used until approved for a programme.
Available to approved programmes
| Route | End users | Funded from | Recipient gets | Destination and methods | Status |
|---|---|---|---|---|---|
| Own-name withdrawals and approved business payoutsEnd users' own accounts; approved business beneficiaries | Personal, Business | End-user EUR, GBP and USD balances | EUR, GBP, USD | Bank account
| For approved programmesFor approved programmes, per end-user type, currency and market. |
| Stablecoin transfers to walletsWallets on supported networks | Personal, Business | Supported stablecoin balances | Supported stablecoins | On-chain wallet
| For approved programmesThrough the Wallets module, on supported networks. |
Coming soon and planned · not available yet
| Route | End users | Funded from | Recipient gets | Destination and methods | Status |
|---|---|---|---|---|---|
| Stablecoin- or currency-funded payouts in local currencyRecipients' bank accounts, through supported local payment methods | Personal, Business | End-user stablecoin or currency balances | Local currency of the destination | Bank account
| Coming soonThrough our licensed partner network. For an independent institution, routes depend on its own permissions and approvals. |
| International bank payments (SWIFT)Bank accounts abroad | Personal, Business | End-user EUR and GBP balances | EUR, GBP | Bank account
| PlannedPlanned. Eligible locations, end users and beneficiaries are confirmed for each programme. |
| More local bank payment methodsLocal bank accounts | Personal, Business | End-user currency or stablecoin balances | SGD, CAD, MXN, BRL, COP | Bank account
| PlannedPlanned. Eligible locations, end users and beneficiaries are confirmed for each programme. |
Today
Modules and arrangements.
- Named receiving details, deposits and own-name withdrawalsFor approved programmesEUR, GBP and USD for approved programmes. Currencies, account details and payment features are enabled per account and market.
- Customer collections and supplier payouts for approved business accountsFor approved programmesAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
- Custodial stablecoin walletsFor approved programmesSupported assets and networks confirmed per programme.
- Fiat–stablecoin conversion with platform liquidityFor approved programmesRates and fees itemised per trade.
- Axora liquidity for programmes with their own inventoryBy qualificationAgreed per programme.
- Individual and business verification with compliance reviewFor approved programmesRequired for services provided through our licensed partner network.
- White-label app and operations dashboardAvailableConfigured for each programme during onboarding.
- API integrationBy qualificationIntegration scope and timing are confirmed in writing for each programme.
- Through our licensed partner networkFor approved programmesEach regulated service is provided by the licensed partner for that service and end-user region. Your access does not give you a licence.
- Independent institution programmeBy qualificationRequires approval by our banking and custody partners. There is no guaranteed timeline.
Next
Expansion.
We publish dates only when they are confirmed.
- Pay from stablecoins or currency balances; recipients receive local currencyComing soonThe recipient is paid in local currency into their bank account through a supported local payment method. Destinations and recipients are shown in your account when available.
- More account and payment currencies, with local or SWIFT paymentsPlannedPlanned: receive, hold, convert and pay in more currencies. Indicative examples, confirmed for each currency. No launch date.
- Conversion preferences for incoming moneyPlannedKeep supported fiat balances and convert when you choose, or use automatic conversion where enabled. Available options will depend on the currency and account.
- Card programmesBy programmeCard programmes for your brand. Availability and launch scope are confirmed during programme approval. About cards
Regions
End-user locations.
| End users in | How services are provided |
|---|---|
| EU / EEA | Crypto-asset services through an EU-authorised provider: our EU partner, or a licensed institution's own EU authorisation where it holds one. What is available is confirmed per programme. |
| International | Eligible countries outside the EU/EEA and the United States: accounts, on- and off-ramps, custody and liquidity available now; business accounts in more currencies and Global Payments coming soon. |
| Asia-Pacific | Singapore, Hong Kong and other supported markets through our regional licensed partner: accounts, ramps, business payments and local payouts coming soon. |
| Latin America | Mexico, Brazil and other supported markets: local collections, ramps and payouts planned through regional licensed partners. |
| Third-party collections and payouts | For approved business accounts in the currencies and markets enabled for them. Not currently available to end users in the EU/EEA or the United Kingdom. Support for EU/EEA business end users is planned through an additional regulated payment provider. |
| United States | Programmes for end users in the United States are assessed through the applicable regional service provider, subject to the end user's state, verification and service activation. The provider, available services and customer terms are shown before activation. Coverage differs by state and service. |
| Other countries | Services are not offered or marketed in every country. Eligibility is assessed per programme, where permitted. |
Paying into a country is not the same as offering local accounts there. Holding a currency does not decide where an end user can be resident.
Tell us what you want to build.
Share your business, your users, their locations and the modules you need. We will propose a scope, delivery approach and operating arrangement.