Axora helps fintech and payment businesses launch compliant fiat and crypto financial products through regulated infrastructure — multi-currency accounts, business payments, crypto custody, stablecoin settlement, onboarding, and compliance orchestration.
Axora brings together the infrastructure to launch compliant fiat and crypto products — accounts, business payments, crypto custody, stablecoin settlement, compliance, ledgering, and APIs — delivered through regulated infrastructure.
Offer account and virtual account experiences through approved banking and payment infrastructure.
Move money across supported local and cross-border rails with compliance controls and reconciliation.
Maintain balances, fees, settlements, treasury records, and provider references through a structured ledger layer.
Crypto custody, trading, transfers, and stablecoin settlement delivered through MiCA-authorised CASP infrastructure for EEA, and regulated entities and partners (including a regulated Canadian MSB) for other markets where authorised.
Coordinate onboarding, verification, monitoring, exceptions, audit trails, and reporting across financial workflows.
Integrate approved financial capabilities into your product through controlled APIs and webhooks.
Your platform keeps the frontend, brand, and customer relationship. Axora orchestrates onboarding, ledgering, and compliance, and routes each regulated fiat or crypto service to the right regulated entity for each region.
Axora is the technology and orchestration layer behind fintech and payment platforms. Regulated services are delivered by regulated entities and partners, mapped to each region — so your platform can launch across markets without integrating every licence and provider yourself.
Crypto services for EEA users are delivered through MiCA-authorised CASP infrastructure. Your brand stays the platform operator and customer interface; regulated crypto custody, trading, transfers, and settlement are provided by the regulated CASP entity, and users complete the required onboarding with that entity.
For markets outside the EEA, regulated fiat and crypto workflows run through regulated entities and partners — including a regulated Canadian MSB and regulated fiat partners — where those partners are authorised. Coverage is mapped to each jurisdiction's licensing and regulatory requirements, and is not offered where the required licences are not in place.
Axora routes each payment through the right regulated partner and entity for the region, applying onboarding, compliance, and ledgering before settlement — across multi-currency fiat rails and stablecoin networks.
For fintech platforms, payment companies, cross-border and OTC businesses, treasury teams, marketplaces, and stablecoin-enabled applications — Axora provides the regulated infrastructure layer to launch compliant fiat and crypto products faster.
Build onboarding, accounts, business payments, compliance workflows, and ledger records into your own product and brand.
Add multi-currency accounts (USD, EUR, GBP) and third-party collections and payouts for approved KYB businesses, without integrating every provider yourself.
Enable crypto custody, trading, and stablecoin settlement through regulated CASP infrastructure partners and Axora's international structure.
Coordinate balances, liquidity, fees, settlements, and reconciliation across fiat and crypto workflows.
Axora is built around onboarding, eligibility, transaction monitoring, exception handling, audit trails, and provider-level reporting.
KYC, KYB, document collection, and risk classification.
Eligibility, jurisdiction, product scope, and provider approval.
Transaction monitoring, velocity controls, and screening.
Ledger entries, provider references, and settlement records.
Provider matching, exception handling, and reporting exports.
Guides, explainers, and operational thinking for teams building financial products.
SWIFT, correspondent banking, and the emerging role of stablecoin rails in settling international transactions faster.
Read more
The difference between onboarding an end user and onboarding a business customer, and why the controls need to be different.
Read more
How the EU's MiCA framework changes the compliance requirements for fintechs using stablecoin payment rails.
Read moreAxora is built for API-led delivery. Approved partners and customers can access integration guides, sandbox environments, webhooks, and implementation support during onboarding.
const payment = await axora.payments.create({
account_id: "acct_123",
amount: "250.00",
currency: "EUR",
beneficiary_id: "ben_456",
reference: "Invoice 1042"
});
console.log(payment.status);Axora is for fintech platforms, payment companies, cross-border and OTC businesses, treasury teams, marketplaces, and stablecoin-enabled applications that need fiat and crypto infrastructure without building every regulated component themselves. We work with businesses that have a clear product, a defined customer base, and a path to regulatory approval.
Axora provides financial technology infrastructure and orchestration. Regulated services are delivered by regulated entities and partners, mapped to each region: for EEA crypto, through MiCA-authorised CASP infrastructure; for other markets, through regulated entities and partners (including a regulated Canadian MSB) where authorised, subject to each jurisdiction's requirements. Axora itself is not a bank, EMI, payment institution, or CASP, and does not hold a CASP licence in the EU.
Supported rails may include SEPA, SEPA Instant, Faster Payments, ACH, domestic and international wire, SWIFT receipts and payouts, and A2A/open banking routes where available. Availability depends on jurisdiction, provider approval, and the capabilities enabled for your account.
Yes, through regulated partners. For EEA users, crypto custody, trading, transfers, and stablecoin settlement are provided by MiCA-authorised CASP infrastructure, and users complete the required onboarding with the regulated entity. For other markets, crypto-enabled workflows run through regulated entities and partners where authorised, subject to each jurisdiction's requirements. Availability depends on jurisdiction, asset type, user eligibility, and compliance approval.
API and sandbox access are provided during approved onboarding after business, compliance, commercial, and technical review. Start by requesting access and our team will review your use case.
Onboarding timelines vary by business model, jurisdiction, and required capabilities. Most onboarding processes involve a business and compliance review, commercial agreement, technical setup, and a controlled launch phase. Contact our team to discuss your specific path.
Tell us what you want to build. Our team will review your business model, target markets, required capabilities, and regulatory pathway.