One infrastructure platform for accounts, payments, wallets, stablecoin workflows, and compliance operations. Built for fintechs, payment companies, and regulated platforms.
Axora brings together the infrastructure components required to build financial products: accounts, payments, wallets, digital asset workflows, compliance operations, ledgering, reconciliation, and APIs.
Offer account and virtual account experiences through approved banking and payment infrastructure.
Move money across supported local and cross-border rails with compliance controls and reconciliation.
Maintain balances, fees, settlements, treasury records, and provider references through a structured ledger layer.
Enable fiat-to-digital asset conversion, stablecoin settlement, and digital asset-to-fiat workflows through compliant routes and integrated custody infrastructure.
Coordinate onboarding, verification, monitoring, exceptions, audit trails, and reporting across financial workflows.
Integrate approved financial capabilities into your product through controlled APIs and webhooks.
Axora separates product experience, technology orchestration, regulated service provision, provider routing, ledgering, and compliance evidence. Each capability can be delivered through the right provider, legal structure, and approval path.
Whether you are launching a fintech app, adding accounts and payments, enabling compliant digital asset workflows, or extending a regulated financial platform, Axora provides the infrastructure layer to move faster.
Build onboarding, accounts, wallets, payments, compliance workflows, and transaction records into your product experience.
Add account, payment, payout, and reconciliation capabilities without building every provider integration yourself.
Support compliant conversion, wallet, stablecoin, and settlement workflows through approved regulated and provider routes.
Coordinate balances, liquidity, fees, settlements, and reconciliation across financial products and provider rails.
Axora is built around onboarding, eligibility, transaction monitoring, exception handling, audit trails, and provider-level reporting.
KYC, KYB, document collection, and risk classification.
Eligibility, jurisdiction, product scope, and provider approval.
Transaction monitoring, velocity controls, and screening.
Ledger entries, provider references, and settlement records.
Provider matching, exception handling, and reporting exports.
Guides, explainers, and operational thinking for teams building financial products.
SWIFT, correspondent banking, and the emerging role of stablecoin rails in settling international transactions faster.
Read moreThe difference between onboarding an end user and onboarding a business customer, and why the controls need to be different.
Read moreHow the EU's MiCA framework changes the compliance requirements for fintechs using stablecoin payment rails.
Read moreAxora is built for API-led delivery. Approved partners and customers can access integration guides, sandbox environments, webhooks, and implementation support during onboarding.
const payment = await axora.payments.create({
account_id: "acct_123",
amount: "250.00",
currency: "EUR",
beneficiary_id: "ben_456",
reference: "Invoice 1042"
});
console.log(payment.status);Axora is for fintechs, payment companies, digital businesses, and regulated platforms that need account, payment, wallet, compliance, and API infrastructure without building it from scratch. We work with businesses that have a clear product, a defined customer base, and a path to regulatory approval.
Axora provides financial technology infrastructure and orchestration services. Regulated financial services are provided through licensed entities, regulated partners, or sponsored structures depending on the product, jurisdiction, and transaction type. Axora itself is not a bank, EMI, payment institution, or CASP.
Supported rails may include SEPA, SEPA Instant, Faster Payments, ACH, domestic and international wire, SWIFT receipts and payouts, and A2A/open banking routes where available. Availability depends on jurisdiction, provider approval, and the capabilities enabled for your account.
Yes, where supported by the relevant licensed or sponsored regulatory route. Axora can support fiat-to-digital asset conversion, stablecoin settlement, wallet infrastructure, and post-transaction reconciliation. Availability depends on jurisdiction, asset type, and provider approval.
API and sandbox access are provided during approved onboarding after business, compliance, commercial, and technical review. Start by requesting access and our team will review your use case.
Onboarding timelines vary by business model, jurisdiction, and required capabilities. Most onboarding processes involve a business and compliance review, commercial agreement, technical setup, and a controlled launch phase. Contact our team to discuss your specific path.
Tell us what you want to build. Our team will review your business model, target markets, required capabilities, and regulatory pathway.
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